For farmers who want the truth about their numbers

Your farm makes money.
Do you know how much?

Lone Cowgirl Company translates your tax returns, bookkeeping, and financial data into plain-English profitability insights. So you can stop guessing and start making decisions backed by real numbers.

Decode Your Schedule F — Free

2M+

US farms, most without clear profitability data

14+

Agricultural industries served

$0

Cost to decode your Schedule F

The Problem

Revenue is not profit. Most farmers can't tell the difference.

From confusion to clarity

Three tiers. Start free. Go as deep as you need.

Tier 1 / Decode

Tax Return Decoder

Upload your Schedule F. Get a plain-English breakdown of where your money actually goes, which enterprises are profitable, and what your lender sees when they read your returns.

Free
Try it now →
Tier 2 / Equip

Digital Playbooks

Profitability workbooks, cash flow forecasters, and benchmarking templates built specifically for ag operators. Do-it-yourself financial intelligence at your own pace.

$29 - $97
Tier 3 / Partner

Virtual CFO

Custom financial analysis, performance tracking, growth strategy, and budgeting from a CPA who speaks agriculture. CFO-level support without the CFO salary.

Premium Advisory

Built for operators who are
done flying blind

Cattle Ranchers

You know cost per head matters. But between feed, vet bills, and market timing, the real number is buried. We surface it.

Row Crop Farmers

Input costs keep climbing. Are you making money per acre, or just moving money around? The answer changes everything.

Diversified Operations

Timber, vineyards, livestock, crops. Each enterprise has different margins. We break them apart so you see what's carrying and what's dragging.

Rural Small Businesses

Ag-adjacent businesses with seasonal cash flow, complex tax situations, and no CFO on staff. You deserve the same financial intelligence as a Fortune 500.

Who's Behind This

A CPA who grew up in Central Nevada ranch country, managed farm credit portfolios, and has worked across 14 agricultural industries.

Lone Cowgirl Company is built by someone who knows the difference between hay and straw, and between EBITDA and actual take-home. That combination doesn't exist at the big firms.

CPA MBA Ag Business, CSU Farm Credit Services 14+ Industries
Free Download

Prefer a spreadsheet? Grab the Schedule F Excel Template.

All 32 IRS fields, auto-calculating formulas, 6 key ratios, and industry benchmarks for 10 farm types. Works in Excel and Google Sheets.

Download Free Template

Your numbers are telling you something. Let us translate.

The gap between accounting and strategy costs agricultural operators millions every year. Lone Cowgirl Company exists to close it.

Start Your Free Analysis